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PLEASE READ THESE LEGAL DISCLOSURES AND TERMS OF USE CAREFULLY BEFORE USING THIS SITE

TERMS OF WEBSITE USE
These terms of use set out the terms on which you may make use of this website. Use of this website includes accessing, browsing, or registering to use this website.

Please read these terms of use carefully before you start to use this website, as these will apply to your use of this website.
By using this website, you confirm that you accept these terms of use and that you agree to comply with them. You also acknowledge and agree to the legal disclosures provided in these terms of use.

If you do not agree to these terms of use, you must not use this website.

Past performance is not a reliable indicator of future performance and is no guarantee of future results or returns. Values may fall as well as rise and you may not get back the amount you invested. Income from investments may fluctuate.

ACCESS TO THIS WEBSITE
This website is only intended for persons in the United Kingdom who are professional clients within the meaning of Directive 2004/39/EC.

This website is not directed at you if we are prohibited by any law of any jurisdiction from making the information on this site available to you and is not intended for any use that would be contrary to local law or regulation. Services mentioned on this site are subject to legal and regulatory requirements in applicable jurisdictions and may not be available in all jurisdictions. Accordingly persons are required to inform themselves of and observe any such restrictions.

Persons resident in territories other than the UK should consult their professional financial advisers as to whether they require any governmental or other consent or need to observe any formalities to enable them to invest in the products and services described in this website. The provision of the information in this website does not constitute an offer to purchase securities to any person in the United States or to any U.S. Person as such term is defined under the United States Securities Act of 1933, as amended.

This website is made available free of charge.

We do not guarantee that this website, or any content on it, will always be available or be uninterrupted. Access to this website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of this website without notice. We will not be liable to you if for any reason this website is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to this website.

You are also responsible for ensuring that all persons who access this website through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

Aus: Intermede Investment Partners Limited (“Intermede”) is exempt from the requirement to hold an Australian financial services licence under the Corporations Act in respect of the financial services it provides.

US: Intermede is registered as an exempt reporting advisor with the Securities and Exchange Commission which permits Intermede to provide investment management securities to private funds established in the United States.

INFORMATION ABOUT INTERMEDE
The information on this website is issued and approved  by Intermede Investment Partners Limited ("Intermede" and “we” or “us”). Intermede is registered in England and Wales under company number 8827481, and has its registered office at Third Floor North, 75-76 Wells Street, London W1, United Kingdom. Intermede is authorised and regulated by the UK Financial Conduct Authority.

Whilst National Australia Bank owns 40% of Intermede,  the remainder (60%) are owned by employees. None of  NAB Asset Management Limited or any other member company in the National Australia Bank group accepts any liability for nor provides any guarantee in respect of the activities of Intermede. An investment in any financial product referred to on this website or an investment in any product offered by a member company of the National Australia Bank group of companies does not represent a deposit with or a liability of National Australia Bank Limited ABN 12 004 044 937 (NAB) or any other member of the NAB group of companies and is subject to investment risk, including possible delays in repayment and loss of income and capital invested. None of NAB,  NAB Asset Management or other member company in the NAB group guarantees the capital value, payment of income or performance of any financial product referred to in this website.

CHANGES TO THESE TERMS
We may revise these terms of use at any time by amending this page.

Please check this page from time to time to take notice of any changes we make, as they are binding on you.

CHANGES TO THIS WEBSITE
We may update this website from time to time, and may change the content at any time. However, please note that any of the content on this website may be out of date at any given time, and we are under no obligation to update it.

We do not guarantee that this website, or any content on it, will be free from errors or omissions.

INTELLECTUAL PROPERTY RIGHTS, PERMITTED USE AND LINKING TO THIS WEBSITE
Intermede are the owner or the licensee of all intellectual property rights in this website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Otherwise than as specifically set out below, the information and content on this website must in no circumstances be copied, reproduced or redistributed in whole or in part. You may download or print copies of the pages of and documentation contained on this website for your own private use only, provided that you do not change any copyright, trademark or other proprietary notices.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on this website must always be acknowledged.

You must not use any part of the content on this website for commercial purposes without obtaining a licence to do so from us or our licensors.

You also agree:

  • Not to reproduce, duplicate, copy or re-sell any part of our site in contravention of the provisions of these terms of use.
  • Not to access without authority, interfere with, damage or disrupt:
  • any part of our site;
  • any equipment or network on which our site is stored;
  • any software used in the provision of our site; or
  • any equipment or network or software owned or used by any third party.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to this website in any website that is not owned by you.

This website must not be framed on any other site, nor may you create a link to any part of this website other than the home page.

We reserve the right to withdraw linking permission without notice.

The website in which you are linking must comply in all respects with these terms of use.

If you wish to make any use of content on this website other than that set out above, please contact us at the contact details below.

If you print off, copy or download any part of this website or link to it in breach of these terms of use, your right to use this website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

NO SOLICITATION AND NO RELIANCE ON INFORMATION
The information contained in this website is provided for information purposes only and has not been provided as either a solicitation or recommendation with respect to the purchase or sale of any securities or an offer to provide investment services.

Intermede does not make any representation, warranty or guarantee, whether express or implied, as to the quality, accuracy, reliability, timeliness or completeness of the material on this website. The information contained on this website is not intended to be and should not be construed as investment, tax, legal of any other type of advice. It does not take into account the objectives, financial, tax or legal situation or needs of any investor or purport to be comprehensive and should not be relied upon as such. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on this website.

LIMITATION OF OUR LIABILITY
Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to this website or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, this website; or
  • use of or reliance on any content displayed on this website.

Please note that in particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this website or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on this website. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

VIRUSES
We do not guarantee that this website will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access this website.

You should use your own virus protection software.

You must not misuse this website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to this website, the server on which this website is stored or any server, computer or database connected to this website. You must not attack this website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use this website will cease immediately.

THIRD PARTY LINKS AND RESOURCES IN THIS WEBSITE
Where this website contains links to other sites and resources provided by third parties, these links are provided for your information only.

We have no control over the contents of those sites or resources.

PRIVACY POLICY
We take the privacy of our customers very seriously and we are concerned to protect your personal data. We believe it is important that you know how we treat the information about you that we receive through this website. Therefore we will only use your personal information as set out in this Privacy Policy. If you have any questions in relation to the information we hold about you or our use of that information, please feel free to contact us.

USE OF COOKIES
We use cookies, small text files transferred to your browser by our website, to help with two aspects of your visit:

  1. To allow our site to remember your preferences, such as whether you accept our terms of use.  
  2. To help with “web analytics”, the anonymous measurement of visits to this site so that we at Intermede  and our agents can analyse what content and functionality is popular and useful, how our site is performing, with the aim of continually improve it. The industry standard software we use for our web analytics is provided by Google (Google Analytics).

Google Analytics is a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses "cookies", which are text files placed on your computer to help the website analyse how visitors use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

We do not use cookies that provide information to advertising networks or any third parties who might be tracking your activity across multiple sites.

By continuing without disabling cookies we will assume that you are happy to receive them for the two purposes outlined above. If you would like to change your cookie settings please use the following link.

APPLICABLE LAW
These terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

TRADE MARKS
“Intermede Investment Partners” is a UK registered trade mark of Intermede Investment Partners Limited.

CONTACT US
To contact us, please email: info@intermede.co.uk.

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